Pension insurance payment for urban and rural residents in Henan (latest policy interpretation and payment methods)

1. Introduction

Henan Province has implemented a pension insurance system for urban and rural residents since 2017, providing services to the majority of urban and rural residents. Residents provide important social security. This article will explain the latest policies on pension insurance payment for urban and rural residents in Henan, and introduce detailed payment methods to help everyone better understand and participate in the pension insurance system.

II. Policy interpretation

1. Scope of pension insurance payment objects

According to the regulations of the Department of Human Resources and Social Security of Henan Province, the pension insurance payment for urban and rural residents in Henan The targets include urban and rural residents with household registration in Henan Province, employed and unemployed people over 16 years old, and people participating in the basic medical insurance for urban and rural residents.

2. Payment base and proportion

The payment base for Henan urban and rural residents’ pension insurance is the average salary income of the insured in the previous year, and the minimum payment base is 60% of the local minimum wage standard , the maximum payment base is 300% of the local maximum wage standard. The payment ratio is 8% for individuals, 20% for units, and 72% for government subsidies.

3. Payment methods

Henan Province provides a variety of payment methods to facilitate the majority of urban and rural residents to participate in the pension insurance system. Specific methods include:

a. Offline payment: You can pay at the local Social Security Bureau window. You need to bring your ID card and other relevant documents when paying.

b. Online payment: You can log in to your personal account through the official website of the Henan Provincial Department of Human Resources and Social Security to make payment. Alipay, WeChat and other payment methods are supported.

c. Bank payment: Payment can be made through bank counter or online banking. Personal social security number and payment amount are required.

3. Notes on payment

1. Payment time

The payment time for the pension insurance for urban and rural residents in Henan is from January 1 to June 30 every year. Late payment will incur late fees.

2. Payment voucher

After payment, be sure to keep the payment voucher, such as payment receipt or bank transfer voucher, for future inquiry and verification.

3. Payment inquiry

Insured persons can make payment inquiries through the official website of the Department of Human Resources and Social Security of Henan Province or call the pension insurance service hotline to learn about personal payment status and social security treatment.

4. Pension Insurance Benefits

Participants in Henan’s urban and rural residents’ pension insurance who have paid for 15 years and reached the legal retirement age can enjoy pension insurance benefits. Benefits include basic pension, transitional pension, one-time pension, etc. Specific treatment standards are determined by the local government based on actual conditions.

V. Conclusion

Pension insurance payment for urban and rural residents in Henan is an important part of participating in the pension insurance system and the basis for ensuring personal pension life. Through the introduction of this article, I believe that everyone has an understanding of the urban and rural areas of HenanWe have a clearer understanding of the latest policies and payment methods for resident pension insurance premiums. It is hoped that the majority of urban and rural residents will actively participate in pension insurance to provide better protection for their pension life.

Reference materials:

1. Official website of the Department of Human Resources and Social Security of Henan Province

2. Regulations on Pension Insurance for Urban and Rural Residents of Henan Province