Bank of China UnionPay Card (comprehensive explanation of the usage and advantages of Bank of China UnionPay Card)

1. What is Bank of China UnionPay Card

Bank of China UnionPay Card is launched by Bank of China A debit card product that cooperates with UnionPay International and has international payment functions. The card has the basic functions of a general debit card, and also has many convenient functions such as domestic and foreign ATM withdrawals, POS consumption, online payment, mobile payment, and cross-border payment. The following will provide a comprehensive explanation of the usage and advantages of Bank of China UnionPay Card.

2. How to use Bank of China UnionPay Card

1. Apply for Bank of China UnionPay Card

To apply for Bank of China UnionPay Card, you first need to go to Bank of China Apply at a branch or via mobile banking. Fill in the relevant application form and provide valid identity certificate, household register, personal tax registration certificate and other materials. After review, the bank will apply for a Bank of China UnionPay card for you.

2. Activate Bank of China UnionPay Card

After successful application, you need to go to the counter of Bank of China or activate it through mobile banking. After activation, you can set transaction passwords, check balances, bind mobile phone numbers and other operations.

3. ATM withdrawals

Bank of China UnionPay cards can be used to withdraw money from ATM machines around the world. First, insert the UnionPay card, enter the transaction password, select the withdrawal amount, and then complete the withdrawal operation. Please note that different ATM machines may charge certain fees.

4. POS consumption

Bank of China UnionPay cards can be used for consumption at merchants that support UnionPay card payment. When you shop at a merchant, insert your UnionPay card into the POS machine, enter the transaction password or perform fingerprint verification to complete the payment.

5. Online payment

Bank of China UnionPay cards support online payment function. When shopping online, choose to pay with a UnionPay card, enter the card number, validity period, CVN2 code and other information, then enter the transaction password or conduct SMS verification to complete the payment.

6. Mobile payment

Bank of China UnionPay cards can be paid through mobile banking or other payment applications. You need to download and install the Bank of China mobile banking application, then bind your UnionPay card and set a payment password to make payments via your mobile phone.

7. Cross-border payment

Bank of China UnionPay cards support cross-border payment functions. When you use UnionPay cards to pay abroad, you can choose RMB payment or foreign currency payment, and the settlement will be based on the local exchange rate.

3. Advantages of Bank of China UnionPay Card

1. High global acceptance

As a product of UnionPay International cooperation, Bank of China UnionPay Card has extensive global acceptance. Acceptance. No matter where you are, you can use Bank of China UnionPay cards to make payments and withdraw money.

2. Safe and reliable

Bank of China UnionPay cards adopt advanced security technologytechnology to ensure the safety of users’ funds. When making payments and withdrawals, you need to enter a transaction password or other verification methods to ensure that only the cardholder can perform the operation.

3. Multiple payment methods

Bank of China UnionPay cards support multiple payment methods, including ATM withdrawals, POS consumption, online payment, mobile payment, etc. No matter where you are, you can choose the most convenient payment method.

4. Cross-border payment convenience

Bank of China UnionPay cards support cross-border payment functions, making it convenient for cardholders to make payments abroad. No need to exchange currency, pay directly in RMB or foreign currency, simple and fast.

Summary:

Bank of China UnionPay card is a powerful, safe and reliable debit card product . By applying for a Bank of China UnionPay card, you can enjoy the convenience of payment and withdrawal worldwide. Whether at home or abroad, whether for offline consumption or online shopping, Bank of China UnionPay cards can meet your payment needs. Hurry up and apply for a Bank of China UnionPay card to enjoy convenient financial services!